Thank you for a terrific year.? I have been managing assets for 27 years and I find your writings and work truly insightful.? I wish I had met you in 1984 (started at Merrill Lynch and then spent the bulk of my career at Bear Stearns) and let you help me shape my thoughts for all of those years.

The business has never been easy and the markets today are certainly more difficult than ever.? I look forward to your emails and the clarity they bring.? Safe travels and enjoy your well-deserved time off.
Jason R.
Lake Success, New York