I have been in the money management business for 35 years and really enjoy your service.

I just want to say that the way you handled the start of the year which was a combination of exploiting opportunities from an oversold market combined with your overall risk mitigation strategies was not only brilliant but profitable as well.

I am up on the year and glad to have not participated in the insanity of a market short-term meltdown.

Moreover, one of the reasons I like your service so much is I am prohibited from making specific stock buys/sells without permission from our trading desk in NY and that can take time as well as prohibitions within days of earnings announcements or if the firm is buying/selling.

So using market indices through ETFs is not only helpful and productive, but outright brilliant.

So a million thanks again!

Cleveland, Ohio